Lakshmi Kavacham: Sanskrit Mool Paath, Roman Transliteration and English Meaning
Sri Lakshmi Kavacham
Sri Lakshmi Kavacham is a sacred protective prayer dedicated to Goddess Lakshmi. Devotees read it for Maa Lakshmi’s grace, protection, prosperity, wealth, family well-being and removal of fear, poverty and obstacles.
This page includes the Sanskrit Mool Paath, Roman transliteration and simple English meaning for easy daily reading.
Lakshmi Kavacham: Quick Information
Sri Lakshmi Kavacham
Goddess Lakshmi
Protection, wealth, prosperity and removal of fear
Friday, Diwali, Dhanteras or daily morning prayer
What is Lakshmi Kavacham?
Lakshmi Kavacham is a devotional protection hymn addressed to Maa Lakshmi. The word “Kavacham” means a shield or armour. In this prayer, the devotee seeks protection, prosperity, wealth, family happiness, health and freedom from fear through the blessings of Goddess Lakshmi.
This Kavacham remembers Lakshmi as Kamala, Narayani, Sri, Haripriya, Dhanadatri, Siddhidatri and Adya Shakti. These names show her as the giver of wealth, auspiciousness, victory, spiritual strength and divine protection.
Devotees read Lakshmi Kavacham especially on Fridays, during Lakshmi Puja, Diwali, Dhanteras, or when they want protection from poverty, financial stress, fear, illness and obstacles in family life.
How to Read Lakshmi Kavacham
Sit in a clean place, light a diya if possible, and remember Maa Lakshmi with a calm mind. You may keep flowers, kumkum, rice, water or a simple sweet offering, but devotion is more important than a complicated ritual.
Read the Kavacham slowly. If Sanskrit is difficult, read the Roman transliteration with attention. You can read it once daily, every Friday, or during Lakshmi Puja for wealth, protection and prosperity.
Before reading, make a clear prayer: “Maa Lakshmi, protect my home, remove poverty and fear, bless my work, income, family and spiritual growth.”
Sri Lakshmi Kavacham Mool Paath with Transliteration and Meaning
The verses below include Sanskrit Mool Paath, Roman transliteration and simple English meaning.
॥ श्री लक्ष्मी कवचम् ॥
Verse 1
लक्ष्मी मे चाग्रतः पातु कमला पातु पृष्ठतः ।
नारायणी शीर्षदेशे सर्वाङ्गे श्रीस्वरूपिणी ॥ १ ॥
Roman: Lakṣmī me cāgrataḥ pātu kamalā pātu pṛṣṭhataḥ | Nārāyaṇī śīrṣadeśe sarvāṅge śrīsvarūpiṇī || 1 ||
Meaning: May Lakshmi protect me from the front and Kamala protect me from behind. May Narayani protect my head, and may Sri, the form of auspiciousness, protect my whole body.
Verse 2
रामपत्नी तु प्रत्यङ्गे रामेश्वरी सदाऽवतु ।
विशालाक्षी योगमाया कौमारी चक्रिणी तथा ॥ २ ॥
Roman: Rāmapatnī tu pratyaṅge Rāmeśvarī sadāvatu | Viśālākṣī yogamāyā kaumārī cakriṇī tathā || 2 ||
Meaning: May the divine consort of Rama protect each part of my body. May Rameshwari, Vishalakshi, Yogamaya, Kaumari and Chakrini always guard me.
Verse 3
जयदात्री धनदात्री पाशाक्षमालिनी शुभा ।
हरिप्रिया हरिरामा जयङ्करी महोदरी ॥ ३ ॥
Roman: Jayadātrī dhanadātrī pāśākṣamālinī śubhā | Haripriyā Harirāmā jayaṅkarī mahodarī || 3 ||
Meaning: Maa Lakshmi is the giver of victory and wealth. She is auspicious, beloved of Hari, and the one who grants success and prosperity to devotees.
Verse 4
कृष्णपरायणा देवी श्रीकृष्णमनमोहिनी ।
जयङ्करी महारौद्री सिद्धिदात्री शुभङ्करी ॥ ४ ॥
Roman: Kṛṣṇaparāyaṇā devī Śrīkṛṣṇamanamohinī | Jayaṅkarī mahāraudrī siddhidātrī śubhaṅkarī || 4 ||
Meaning: The Goddess is devoted to Sri Krishna and enchants the heart of Krishna. She gives victory, destroys negativity, grants siddhi and brings auspicious results.
Verse 5
सुखदा मोक्षदा देवी चित्रकूटनिवासिनी ।
भयं हरतु भक्तानां भवबन्धं विमुञ्चतु ॥ ५ ॥
Roman: Sukhadā mokṣadā devī Citrakūṭanivāsinī | Bhayaṃ haratu bhaktānāṃ bhavabandhaṃ vimuñcatu || 5 ||
Meaning: May the Goddess who gives happiness and liberation remove the fears of her devotees and release them from worldly bondage.
Verse 6
कवचं तन्महापुण्यं यः पठेद्भक्तिसंयुतः ।
त्रिसन्ध्यमेकसन्ध्यं वा मुच्यते सर्वसङ्कटात् ॥ ६ ॥
Roman: Kavacaṃ tanmahāpuṇyaṃ yaḥ paṭhed bhaktisaṃyutaḥ | Trisandhyam ekasandhyaṃ vā mucyate sarvasaṅkaṭāt || 6 ||
Meaning: Whoever reads this highly sacred Kavacham with devotion, either three times a day or once a day, becomes free from many troubles.
Verse 7
कवचस्यास्य पठनं धनपुत्रविवर्धनम् ।
भीतिविनाशनं चैव त्रिषु लोकेषु कीर्तितम् ॥ ७ ॥
Roman: Kavacasyāsya paṭhanaṃ dhanaputravivardhanam | Bhītivināśanaṃ caiva triṣu lokeṣu kīrtitam || 7 ||
Meaning: The reading of this Kavacham is praised in the three worlds for increasing wealth and family happiness, and for removing fear.
Verse 8
भूर्जपत्रे समालिख्य रोचनाकुङ्कुमेन तु ।
धारणाद्गलदेशे च सर्वसिद्धिर्भविष्यति ॥ ८ ॥
Roman: Bhūrjapatre samālikhya rocanākuṅkumena tu | Dhāraṇād galadeśe ca sarvasiddhir bhaviṣyati || 8 ||
Meaning: The verse says that writing the Kavacham with sacred substances and wearing it near the neck is believed to bring accomplishment and divine protection.
Verse 9
अपुत्रो लभते पुत्रं धनार्थी लभते धनम् ।
मोक्षार्थी मोक्षमाप्नोति कवचस्य प्रसादतः ॥ ९ ॥
Roman: Aputro labhate putraṃ dhanārthī labhate dhanam | Mokṣārthī mokṣamāpnoti kavacasya prasādataḥ || 9 ||
Meaning: By the grace of this Kavacham, one who desires children receives children, one who seeks wealth receives wealth, and one who seeks liberation moves toward liberation.
Verse 10
गर्भिणी लभते पुत्रं वन्ध्या च गर्भिणी भवेत् ।
धारयेद्यदि कण्ठे च अथवा वामबाहुके ॥ १० ॥
Roman: Garbhiṇī labhate putraṃ vandhyā ca garbhiṇī bhavet | Dhārayed yadi kaṇṭhe ca athavā vāmabāhuke || 10 ||
Meaning: The verse speaks of blessings for childbirth and family continuity when the Kavacham is worn with faith around the neck or left arm.
Verse 11
यः पठेन्नियतो भक्त्या स एव विष्णुवद्भवेत् ।
मृत्युव्याधिभयं तस्य नास्ति किञ्चिन्महीतले ॥ ११ ॥
Roman: Yaḥ paṭhen niyato bhaktyā sa eva Viṣṇuvad bhavet | Mṛtyuvyādhibhayaṃ tasya nāsti kiñcin mahītale || 11 ||
Meaning: One who reads it regularly with devotion becomes spiritually protected like a devotee of Vishnu and is freed from the fear of death and disease.
Verse 12
पठेद्वा पाठयेद्वापि शृणुयाच्छ्रावयेदपि ।
सर्वपापविमुक्तस्तु लभते परमां गतिम् ॥ १२ ॥
Roman: Paṭhed vā pāṭhayed vāpi śṛṇuyāc chrāvayed api | Sarvapāpavimuktas tu labhate paramāṃ gatim || 12 ||
Meaning: Whoever reads, teaches, listens to or shares this Kavacham with devotion becomes purified from sins and attains a higher spiritual path.
Verse 13
सङ्कटे विपदे घोरे तथा च गहने वने ।
राजद्वारे च नौकायां तथा च रणमध्यतः ॥ १३ ॥
Roman: Saṅkaṭe vipade ghore tathā ca gahane vane | Rājadvāre ca naukāyāṃ tathā ca raṇamadhyataḥ || 13 ||
Meaning: This Kavacham is remembered in danger, serious difficulty, forests, royal courts, travel by boat and even in the middle of battle.
Verse 14
पठनाद्धारणादस्य जयमाप्नोति निश्चितम् ।
अपुत्रा च तथा वन्ध्या त्रिपक्षं शृणुयाद्यदि ॥ १४ ॥
Roman: Paṭhanād dhāraṇād asya jayam āpnoti niścitam | Aputrā ca tathā vandhyā tripakṣaṃ śṛṇuyād yadi || 14 ||
Meaning: Through reading or wearing this Kavacham, the devotee gains victory. The verse also mentions blessings for those seeking children when heard with faith for a fixed period.
Verse 15
सुपुत्रं लभते सा तु दीर्घायुष्कं यशस्विनम् ।
शृणुयाद्यः शुद्धबुद्ध्या द्वौ मासौ विप्रवक्त्रतः ॥ १५ ॥
Roman: Suputraṃ labhate sā tu dīrghāyuṣkaṃ yaśasvinam | Śṛṇuyād yaḥ śuddhabuddhyā dvau māsau vipravaktrataḥ || 15 ||
Meaning: It says that one may be blessed with a good, long-lived and respected child by listening to this Kavacham with pure intention from a learned reciter.
Verse 16
सर्वान्कामानवाप्नोति सर्वबन्धाद्विमुच्यते ।
मृतवत्सा जीववत्सा त्रिमासं श्रवणं यदि ॥ १६ ॥
Roman: Sarvān kāmān avāpnoti sarvabandhād vimucyate | Mṛtavatsā jīvavatsā trimāsaṃ śravaṇaṃ yadi || 16 ||
Meaning: The devotee receives desired blessings and becomes free from bondage. The verse also speaks of family well-being through devoted listening.
Verse 17
रोगी रोगाद्विमुच्येत पठनान्मासमध्यतः ।
लिखित्वा भूर्जपत्रे च अथवा ताडपत्रके ॥ १७ ॥
Roman: Rogī rogād vimucyeta paṭhanān māsamadhyataḥ | Likhitvā bhūrjapatre ca athavā tāḍapatrake || 17 ||
Meaning: The verse says that a sick person may be freed from illness through devoted reading, and the Kavacham may be written on sacred leaf or palm leaf.
Verse 18
स्थापयेन्नियतं गेहे नाग्निचौरभयं क्वचित् ।
शृणुयाद्धारयेद्वापि पठेद्वा पाठयेदपि ॥ १८ ॥
Roman: Sthāpayen niyataṃ gehe nāgnicaurabhayaṃ kvacit | Śṛṇuyād dhārayed vāpi paṭhed vā pāṭhayed api || 18 ||
Meaning: If kept respectfully in the home, heard, worn, read or recited, it is believed to protect from fire, theft and fear.
Verse 19
यः पुमान्सततं तस्मिन्प्रसन्नाः सर्वदेवताः ।
बहुना किमिहोक्तेन सर्वजीवेश्वरेश्वरी ॥ १९ ॥
Roman: Yaḥ pumān satataṃ tasmin prasannāḥ sarvadevatāḥ | Bahunā kim ihoktena sarvajīveśvareśvarī || 19 ||
Meaning: For the person who remains devoted to this Kavacham, all deities become pleased. What more can be said about the Goddess who rules over all beings?
Verse 20
आद्याशक्तिः सदालक्ष्मीर्भक्तानुग्रहकारिणी ।
धारके पाठके चैव निश्चला निवसेद्ध्रुवम् ॥ २० ॥
Roman: Ādyāśaktiḥ sadā Lakṣmīr bhaktānugrahakāriṇī | Dhārake pāṭhake caiva niścalā nivased dhruvam || 20 ||
Meaning: Maa Lakshmi is the eternal Adya Shakti who blesses her devotees. She firmly resides with the one who wears or reads this Kavacham with devotion.
॥ इति श्री लक्ष्मी कवचम् ॥
Benefits of Reading Lakshmi Kavacham
Lakshmi Kavacham is read for protection, prosperity and divine support. The text itself speaks about wealth, family happiness, removal of fear, protection during difficulties and freedom from troubles.
Protection from fear
The Kavacham is read as a spiritual shield during fear, danger, uncertainty and difficult situations.
Wealth and prosperity
It is associated with Maa Lakshmi’s grace for money, income, business growth and financial stability.
Family well-being
The verses mention family blessings, children, home protection and auspiciousness.
Removal of obstacles
Devotees read it to overcome poverty, fear, illness, loss, theft, danger and mental stress.
Frequently Asked Questions
What is Lakshmi Kavacham?
Lakshmi Kavacham is a protective devotional hymn dedicated to Goddess Lakshmi. It is read for protection, money, prosperity, family well-being and removal of fear.
When should I read Lakshmi Kavacham?
You can read it on Friday, during Diwali Lakshmi Puja, Dhanteras, or daily in the morning after bath. It can also be read during financial stress or family difficulties.
Can Lakshmi Kavacham be read for money?
Yes. Maa Lakshmi is the goddess of wealth and prosperity, and this Kavacham specifically mentions wealth, fear removal and protection. Read it with devotion and also work with discipline and financial responsibility.
Can I read the Roman transliteration instead of Sanskrit?
Yes. If you cannot read Devanagari, you can read the Roman transliteration slowly and respectfully. Try to keep pronunciation as close as possible.
